Please read this disclaimer (hereinafter referred to as the “Terms”) carefully before accessing or using the official website https://www.ifinworks.com (hereinafter referred to as the “Website”) of Integrity Finworks, a proprietary concern owned and operated by Mrs. Shreya Mangesh Jadhav (ARN-268510) and Mr. Mangesh Vijaykumar Jadhav (ARN-260677) -hereinafter collectively referred to as “Integrity Finworks”, “we”, “our”, or “us”.

 

By visiting and continuing to access this Website or using any services, content, or information available herein, you signify your acceptance of and agreement to be bound by these Terms. If you do not agree to any of the Terms mentioned below, please do not use or access this Website or download any material from it.

 

Integrity Finworks reserves the right to modify, remove, or update any part of the Website content at any time without prior notice. You are advised to re-visit these Terms periodically to stay informed about any changes. By using or accessing this Website, you represent that you have the capacity to be bound by these Terms and, if acting on behalf of another person or entity, that you have the authority to bind such person or entity.

 

We are SEBI-registered and AMFI-empanelled Mutual Fund Distributor, also engaged in the distribution of other financial products such as insurance, bonds, peer-to-peer lending opportunities, and loan-against-mutual-fund solutions, subject to necessary approvals and regulatory frameworks. All content and materials available on the Website — including text, graphics, design, and layout — are protected by copyright and other proprietary rights belonging exclusively to Integrity Finworks. You shall not, without our prior written consent, copy, distribute, reproduce, modify, upload, publish, or otherwise use any part of this Website for commercial or public purposes.

 

Integrity Finworks may work with or through a network of sub-distributors and associates, operating strictly on a principal-to-principal basis. Such sub-distributors are independently engaged in financial product distribution. Integrity Finworks does not have any direct relationship with their individual clients or investors.

 

The information, opinions, and materials available on this Website are intended solely for general information purposes and are subject to change without prior notice. While we endeavour to ensure accuracy and reliability, Integrity Finworks does not guarantee the completeness, timeliness, or correctness of any information or data contained herein.

 

If you are accessing this Website from a jurisdiction outside India, you are solely responsible for compliance with applicable local laws. Integrity Finworks, its proprietors, employees, agents, and affiliates shall not be held liable for any violation of such laws or any consequence arising therefrom.

 

Integrity Finworks disclaims any and all warranties — express or implied — including, but not limited to, warranties of accuracy, adequacy, completeness, timeliness, merchantability, fitness for a particular purpose, or non-infringement. The Website and its contents are provided on an “as-is” basis.

 

This disclaimer of liability applies to any loss or damage caused by system failure, error, omission, interruption, deletion, defect, delay in operation, computer virus, communication failure, unauthorized access, alteration, or use of data, whether for breach of contract, negligence, or any other cause of action. While every effort is made to maintain accuracy, Integrity Finworks shall not be responsible for any direct, indirect, or consequential losses arising from the use or reliance on this Website.

 

Integrity Finworks may use encryption or other security measures at its sole discretion to protect data transmission. However, any information sent via the internet — including e-mail — may not be completely secure and could be intercepted or modified by unauthorized persons. By transmitting information to us through such means, you accept these risks. We advise users not to send confidential or sensitive information through unsecured communication channels.

 

The Website may contain links to third-party websites or resources. These are provided for convenience only. Integrity Finworks does not verify, endorse, or guarantee the accuracy or reliability of any third-party content, product, or service, and shall not be liable for any loss or damage arising from your use of such linked sites.

 

Information and content available on this Website are not to be construed as investment advice or an offer to buy or sell any financial product. All product-related details are provided purely for informational purposes and on a non-binding basis. Investors must independently evaluate investment options and read relevant offer documents, scheme information, prospectuses, and terms before making any financial decisions.

 

Integrity Finworks acts solely as a distributor and does not represent any company, bank, or mutual fund except for distribution purposes. Mutual fund investments are subject to market risks, and there is no assurance or guarantee that investment objectives will be achieved. The Net Asset Value (NAV) of units may fluctuate depending on market conditions. Past performance of a mutual fund, sponsor, or affiliate is not indicative of future results. Please read the Scheme Information Document (SID) and Key Information Memorandum (KIM) carefully before investing.

 

Insurance is a subject matter of solicitation. Other investment products such as bonds, P2P lending, or loan-against-mutual-fund solutions carry their own risks, and investors should assess suitability based on their financial goals and risk appetite.

 

By using this Website, you acknowledge that your use of the information and services is entirely at your own risk, and that Integrity Finworks, its proprietors, employees, or affiliates shall not be liable for any losses, damages, or consequences arising from such use.

 

These Terms are governed by and construed in accordance with the laws of India. Any dispute arising from or related to the use of this Website shall fall under the exclusive jurisdiction of the competent courts in Satara, Maharashtra, India.